Hive Finance
Fast Everyday Payments

Send money and pay utility bills with 99.9% uptime.

Powered by direct integrations with CBN-licensed switching and banking rails including 9PSB and Safe Haven Microfinance Bank. Say goodbye to delayed transfers and pending tokens.

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Payment Rails

Everything you need to transact daily without friction

Instant Bank Transfers

Send money to any commercial or microfinance bank across Nigeria in seconds with high settlement reliability.

Airtime & Mobile Data

Instant top-ups on MTN, Airtel, Glo, and 9mobile with automatic cashback credits directly to your wallet.

Electricity Tokens

Generate prepaid tokens and settle postpaid meter bills for IKEDC, EKEDC, AEDC, IBEDC, and EEDC instantly.

Cable TV & Utilities

Renew DStv, GOtv, and StarTimes packages seamlessly without disruption to your home or office entertainment.

Seamless Checkout Interface

Transparent fee breakdowns. Zero surprise deductions.

Before confirming any transfer or bill payment, you see the exact fee, recipient bank, and instant settlement route. Verified digital receipts are generated instantly with official transaction reference IDs.

Zero-Fee Peer Transfers
Instant and free transfers between all registered Hive Finance users nationwide.
Dedicated NUBAN Virtual Account
Receive money from any commercial bank directly into your personal Hive wallet.
Biometric & PIN Security
Every transaction is guarded by hardware biometric authentication and encrypted 4-digit PIN.
Hive Finance Payment Screen