Transparent business credit and inventory overdrafts.
Fast capital when opportunities or restocking demands arrive, without collateral drama or predatory terms. Clear repayment structures tailored to your daily sales velocity.
Borrowing Without Fear or Humiliation
100% Upfront Pricing
You see the exact total repayment amount, interest rate, and due date before confirming. No sudden administrative charges.
No Predatory Rollovers
We never trap borrowers in endless compound interest spirals, aggressive late fees, or unannounced rollover penalties.
Zero Contact-List Scraping
We respect your dignity. We will never access, harvest, or message your phone contacts or friends under any circumstance.
Progressive Credit Limits
As you save consistently and conduct daily transactions on Hive, your borrowing limit automatically scales up to ₦1,000,000.
Unlock higher limits as your profile matures.
Start with Tier 1 instant activation. As you complete simple identity upgrades with your BVN and verified business turnover, your transaction and overdraft ceilings expand automatically.
