Hive Finance
Enterprise Formalization & Advisory

Empowering Nigerian merchants to formalize and scale.

Transform your informal shop or side hustle into a structured, credible enterprise. From CAC company registration to digital bookkeeping and merchant terminals, Hive Finance stands by you.

Core Advisory Solutions

Everything You Need to Run a Legitimate Business

Corporate Identity

CAC Enterprise Registration

Fast-track Business Name or Company Limited by Shares (LTD) registration with the Corporate Affairs Commission, complete with official status reports and certificates.

Compliance

Tax Identification (TIN)

Instant Joint Tax Board (JTB) and Federal Inland Revenue Service (FIRS) tax identification generation so your enterprise can issue valid invoices and open corporate accounts.

Growth Engine

Bookkeeping & Cashflow Structuring

Practical digital bookkeeping assistance to track daily sales velocity, inventory turnover, and expenses—directly unlocking higher Hive borrowing limits.

Payment Rails

Dedicated Merchant Terminal & Virtual Rails

Deploy physical POS terminals and dedicated NUBAN virtual accounts for effortless customer checkout queues with instant 3-second settlement.

The Formalization Advantage

Formal businesses unlock up to ₦5,000,000 in credit.

Registered enterprises with documented cashflow receive priority working capital and higher overdraft ceilings with zero physical collateral.